Earning a six-figure salary in Fort Worth goes farther than many other U.S. cities, according to a new report that analyzed the best cities for residents earning a $100,000 salary in 2024. But not as far as you might think

Personal finance website GoBakingRates ranked Fort Worth No. 18 on its list of the best cities for six-figure earners in the U.S. The annual net pay after taxes for a Fort Worth six-figure earner comes out to $78,089, the study found.

When factoring in major expenses like rent, groceries, healthcare, utilities, transportation costs, and miscellaneous expenses, that adds up to $46,109 per year, which leaves just under $32,000 leftover. Fort Worth's continuing inflation troubles surely aren't helping, either.

Here's how GoBakingRates breaks down Fort Worth's expenses:

• Annual rent: $21,538
• Annual groceries: $5,572
• Annual healthcare: $5,809
• Annual utilities: $4,572
• Annual transportation costs: $7,594
• Annual miscellaneous costs: $1,024

Elsewhere in North Texas
The study found Dallas is the best North Texas city for six-figure earners, ranking No. 16 overall. The leftover income for Dallas residents making a $100,000 salary is $32,893 after taxes and annual expenses. The average expenses in the city add up to $45,196 per year.

Dallas' average expenses, as calculated by GoBankingRates, are:

• Annual rent: $20,749
• Annual groceries: $5,652
• Annual healthcare: $5,739
• Annual utilities: $4,549
• Annual transportation costs: $7,496
• Annual miscellaneous costs: $1,011

Arlington also earned a spot in the report, falling behind Fort Worth, into No. 19. Annual expenses in Arlington add up to $46,068, leaving six-figure earners with $32,021 left over, the study found.

This is what Arlington's average expenses look like:

• Annual rent: $20,749
• Annual groceries: $5,652
• Annual healthcare: $5,739
• Annual utilities: $4,549
• Annual transportation costs: $7,496
• Annual miscellaneous costs: $1,011

Texas cities in the top 10
Three Texas cities earned spots in the top 10 where a six-figure salary goes the farthest: El Paso (No. 2), San Antonio (No. 3), and Houston (No. 7).

After taxes and annual expenses, six-figure earners in El Paso have $37,685 left over, which is nearly $4,800 more than what a Dallas resident would have with the same salary.

In San Antonio, residents making $100,000 per year average about $41,008 in annual expenses, which leaves $37,081 in their pockets after paying all the bills.

Houston residents come away with $34,983.54 left over after after all expenses, which added up to $43,105.46.

For the second year in a row, the U.S. city where a $100,000 salary goes the furthest is Memphis, Tennessee. Memphis residents have nearly $40,000 leftover after taxes and annual expenses on a $100,000 salary, the study says. Like Texas, Tennessee also doesn't impose an income tax on its residents.

The top 10 U.S. cities where a $100,000 salary goes the farthest are:

• No. 1 – Memphis, Tennessee
• No. 2 – El Paso, Texas
• No. 3 – San Antonio, Texas
• No. 4 – Tulsa, Oklahoma
• No. 5 – Oklahoma City, Oklahoma
• No. 6 – Wichita, Kansas
• No. 7 – Houston
• No. 8 – Tucson, Arizona
• No. 9 – Jacksonville, Florida
• No. 10 – Indianapolis, Indiana