in this economy?
This is the salary you need to live comfortably in Fort Worth in 2026
Single Fort Worth residents need to make nearly $98,000 to live a financially stable life in 2026, the report found.
A 2026 report analyzing how much it costs to live "in sustainable comfort" in the biggest U.S. cities has found Fort Worth residents need to make $1,123 more than they did last year to live comfortably in the city.
Fort Worth is tied with neighbor Arlington at No. 68 in SmartAsset's national ranking of the cities with the highest salary needed to live comfortably in 2026, with single adult residents needing to make $97,552 a year to qualify as "financially stable." Last year, single Fort Worth adults needed to make $96,429 to be considered financially stable.
Families with two working parents and two children need to make a household income of $217,235 to have a financially stable life in Fort Worth, the report found, which has remained unchanged since 2025.
To determine the rankings, SmartAsset's analysts examined 100 of the largest U.S. cities and used the latest cost of living data – such as the costs for housing, food, transportation, and income taxes where applicable – from the MIT Living Wage Calculator for childless individuals and for two working adults with two children.
For the purpose of the study, the 50/30/20 budgeting strategy was used to determine "comfortable lifestyle" costs for both individuals and families: 50 percent of income to cover needs and living expenses, 30 percent for "wants," and 20 percent for savings or paying down debt.
Here's breakdown of a Fort Worth resident's comfortable lifestyle based on SmartAsset's findings:
- $48,776 dedicated to needs and living expenses
- $29,266 dedicated to wants
- $19,510 dedicated to savings or debt repayment
This is SmartAsset's interpretation of a comfortable lifestyle for families of four:
- $108,618 dedicated to needs and living expenses
- $65,171 dedicated to wants
- $43,447 dedicated to savings or debt repayment
Dallas, Garland, and Irving all tied for for No. 72 overall, with single adults needing a $96,970 salary to live comfortably, and $214,490 for working families of four.
